A-Credit

Acceleration Clause

Accrued Interest

ARM - Adjustable-Rate Mortgage

Aggregate Adjustment

Agreement of Sale

Amortization

Annual Percentage Rate (APR)

Appraisal

Appraisal Management Company

Appreciation

Assignment

Assumption

Automated Valuation Model (AVM)

Backup Offer

Balance

Balloon Mortgage

Bank Check

Bankruptcy

Bequest

Biweekly Mortgage Payments

Blanket Mortgage

Borrower

Bridge Loan

Broker

Buydown

Buyer’s Market

Callable Debt

Cash-Out Mortgage Refinance Loan

Cashier’s Check

Ceiling

Certificate of Completion

Certificate of Eligibility

Certificate of Title

Certificate of Veteran Status

Certification and Authorization Form

Chain of Title

Closing

Closing Costs

Closing Disclosure

Co-Borrower

Collateral

Collection Accounts

Combined Loan-to-Value Ratio

Commission

Commitment

Comparable Property

Comparative Market Analysis

Compound Interest

Condominium

Conforming Loan

Construction Loan

Consumer Reporting Agency

Contingency

Contract of Sale

Conventional Loan

Conversion Clause

Convertible ARMs

Conveyance

Cooperative

COFI Cost of Funds Index

Credit Bureau

Credit History

Credit Report

Credit Score

Debt Consolidation

DTI - Debt-to-Income Ratio

Deed

Deed of Trust

Default

Deferred Interest Loan

Delinquency

Discount Loan

Discount Points

Down Payment

Draw Period

Due-on-Sale Clause

Duplex

E-Signature

Earnest Money

Encroachment

Equal Credit Opportunity Act (ECOA)

Equifax

Equity

Escrow Account

Escrow Agent

Esrow, to be in

Experian

Fair Credit Reporting Act (FCRA)

FICO - Fair Isaac Corporation

Fair Market Value

Fannie Mae

Federal Deposit Insurance Corporation (FDIC)

Federal Reserve Board (The Fed)

Fee Simple

FHA - Federal Housing Administration

FHA Loans

FICO Score

Finance Charge

Financial Statement

First Mortgage

Fixed-Rate Mortgage

Fixed-Rate Period

Flexible Payment

Float

Flood Insurance

Forbearance

Foreclosure

Freddie Mac

Fully Amortizing Mortgage

Government Sponsored Entities (GSE)

Grace Period

Graduated Payment Mortgage

Gross Income

Hazard Insurance

Home Owner’s Association (HOA)

Home Appraisal

Home Equity Line of Credit (HELOC/ HECL)

Home Equity Loan

Home Inspection

Home Loan

Homeowners Insurance

Housing Expense

Housing Expense Ratio

Impound Account

Index

Initial Cap

Initial Interest Rate

Installment Loan

Insurance

Interest

Interest Rate

Interest Rate Cap

Interest Rate Ceiling

Interest Rate Disclosure

Interest Rate Floor

Interest-Only Home Loan

Interest-Only Period

Joint Liability

Joint Tenancy

Jumbo Loan

Junior Mortgage

Land Contract

Late Charge

Lender

Lien

Listing Agent

Loan Application

Loan Balance

Loan Estimate

Loan Fraud

Lock or Lock-In Period

London Interbank Offered Rate (LIBOR)

Long-Term Loan

Loss Mitigation

LTV - Loan-to-Value

Manufactured (Mobile) Home

Margin

Maturity

Maximum Cash Out

Maximum Monthly Payment

Mortgage Insurance Premium (MIP)

Modular Home

Monthly Mortgage Payment

Mortgage

Mortgage Bankers Association

Mortgage Broker

Mortgage Electronic Registration Systems (MERS)

Mortgage Insurance

Mortgage Note

Mortgage Payoff

Mortgage Points

Mortgagee

Mortgagor

Negative Amortization

Negative Amortization Loan

No Income Verification Mortgage

No Ratio Loan

Non-Assumption Clause

Notary

Note

Notice of Default

Online Mortgage Lender

Payment Cap

Payment Schedule

Per Diem Interest

Periodic Cap

Piggyback Mortgage

Planned Unit Development (PUD)

Principal Interest Taxes Insurance (PITI)

PITI Reserve

Points

Power of Attorney

Preapproval

Prepaid Expenses

Prepaid Interest

Prepayment

Prequalification

Prime Rate

Principal

Private Mortgage Insurance (PMI)

Property Taxes

Purchase Agreement

Purchase Contract

Rate Lock

Rate Protection

Real Estate Agent

Real Estate Purchase Contract - REPC

Real Estate Settlement Procedures Act (RESPA)

Real Estate Taxes

Real Financing Cost

Real Property

Realtor®

Refinancing

Repossession

Requested Cash Out

Return on Investment (ROI)

Reverse Mortgage

Right to Rescission

Sales Agreement

Second Lien

Second Mortgage

Security Instrument

Seller Concession

Seller’s Market

Servicer

Settlement

Settlement Costs

Short-Term Loan

Simple Interest

Single Family Home

Site Condominium

Stated Income Loan

Structural Improvement

Subject Property

Survey

Sweat Equity

Tax Impound

Tax Lien

Tax Sale

Term

Title

Title Company

Title Insurance

Title Search

Total Payment

Trade Line

Transfer of Servicing

Transfer Tax

TransUnion

Truth-in-Lending Act (TILA)

U. S. Department of Housing and Urban Development (HUD)

Underwriting

Under Contract

USDA Loans

Usury

VA Loan

Variable Rate

Variable-Rate Mortgage

Verification of Deposit

Verification of Employment

Verification of Mortgage

W-2

Waiver

Walkthrough

Zoning Ordinance