First-Time Home Buyer Resources

The best way to know exactly what you need to do to purchase a home is fill out our Quickstart Questionnaire so we can run YOUR scenario. Here are a few other resources to help you.

You can do this!

What are 6 common myths about buying a home?

That you need 20% down, mortgage insurance should be avoided, higher down payments always result in better mortgage rates, a low credit score is a deal breaker, student loan debt is a barrier to home ownership.

What are the elements of a credit score?

What makes up a credit score - English

What are the steps in buying a home?

Get prequalified, find a Realtor, put in offers, get offer accepted, lock your loan, home inspection and appraisal, loan conditions, sign your closing disclosure, sign closing documents, fund the loan, record the loan. You are a homeowner!

Should I just rent instead?

What are some benefits of a first-time homebuyer loan?

The largest benefit is a lower down payment and reduced mortgage insurance.